Uber Accident Claims: 4 Things You Need to Know

Have you been involved in a car accident with Uber before? Are you looking to file a claim for an injury? 

According to Pew Research Center, 36% of American adults use a ride-hailing service like Uber. When accidents occur, the drivers are supposed to take full responsibility, right?

If you’ve been in an Uber accident and are unsure about your rights, you’ve come to the right place. This article will give information about the four most important things to know about Uber accident claims.

Keep reading to learn more!

1. The Liability of Uber in Accidents

Uber has recently been in the news for several accidents while people were using the app. It is essential to know that Uber is a transportation network company, not a taxi service.

This means they are not subject to the same regulations as taxi companies. This can make it more challenging to hold Uber responsible for accidents.

Uber does have insurance that covers passengers in the event of an accident. However, the coverage is not always enough to cover all the damages.

If you are not an Uber driver but were involved in an accident with one, you may be able to file a claim against Uber’s insurance policy. But if an accident occurs while a driver is logged off of the Uber app, Uber’s insurance will not cover the damages.

Also, Uber accidents can be complex, and it can be difficult to determine who is at fault. This is because the driver may not be the only person responsible for the accident.

2. Process of Filing an Uber Accident Claim

Uber accident claims can be complex. Before filing a claim, there are many things to know, such as the requirements to file, what information you need, and the statute of limitations.

You need to know who is at fault. If another driver caused the accident, you must file a claim with their insurance company. However, if an Uber driver caused the accident, you must file a claim with Uber’s insurance company.

Then it would help if you did gather information. This includes all parties’ names, contact information, insurance information, and police reports.

The statute of limitations for filing an Uber accident claim is three years from the date of the accident. However, filing as soon as possible is always best to ensure you have the best chance of success.

If you’re an Uber passenger, you can always contact an attorney to help build a strong rideshare accident case. Filing an Uber accident claim can be complex, but working with an experienced attorney can make it much more manageable.

If you’re ever hurt while riding in an Uber, having a ridesharing accident document checklist is essential. Doing so will help your lawyer assess your case and determine what you may be entitled to.

3. Gather Evidence to Support Your Claims

If you are involved in an accident while using Uber, there are a few essential things to keep in mind to ensure that your claims are supported.

Request a Copy of the Accident Report

This will provide valuable information regarding the circumstances of the accident. If possible, it is advisable to take photographs of the accident scene as well as any injuries that you may have incurred.

These will serve as valuable visual evidence in support of your claims.

Obtain the Contact Information of Any Witnesses

These individuals can provide valuable testimony regarding what they saw occur. It is also important to keep any medical documentation you may receive concerning the accident and your injuries.

This will help establish the extent of your injuries and the care you require due to the accident.

Do Not Leave the Scene of the Accident

An Uber accident can be a very stressful event. This is very important, as leaving the scene of an accident can result in criminal charges.

4. Uber’s Insurance Coverage for Accidents

You need to know about Uber’s insurance coverage if you’re involved in an accident while using Uber. As an Uber driver, you are considered an independent contractor.

This means that you are not an employee of Uber and are not covered by Uber’s insurance. However, Uber provides liability coverage for bodily injury and property damage up to $1 million per incident.

Also, Uber’s insurance covers accidents that happen while you’re en route to or from a trip. If you have your insurance, it may cover damages not covered by Uber’s insurance.

Your auto insurance policy will likely provide coverage for damages sustained in an accident while driving for Uber. However, you should check with your insurance company to be sure.

If you are in an accident while driving for Uber, you should report the accident to Uber immediately. Uber will then investigate the accident and determine whether or not its insurance covers you.

Know Your Rights Under Uber Accident Claims

You must know your legal rights if you or a loved one have been injured in an Uber car accident. It’s important to understand that you should never state the insurance company and never sign anything from the insurance company.

An experienced rideshare accident attorney can help you understand your rights and pursue the compensation you deserve for your Uber accident claims. You may be entitled to compensation for your medical bills, lost wages, and pain and suffering. 

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